Your whole portfolio, split by class, region and sector.
A tool for people who invest on their own: it shows what you hold, how it is split by asset class, region and sector, and how that compares with a model split for your risk level. It does not buy or sell anything and does not tell you what to buy.
Free in the closed beta. No broker keys. Nothing is bought or sold.
Decision-support, not investment or tax advice.
Three risk levels, side by side
The model's split for each risk level, by asset class, as of the date shown — the same figures the account area uses. It names no security and is not an instruction; the split moves with market conditions.
—
stocks with an Allocaria Score you can open part by part
Date of the data unavailable.
34
countries: your tax dates in one place
When the tax year ends, when a return and the tax are due, and from which date a gain on a share can be tax-free. Dates only: no tax is calculated.
14
broker export formats the import recognises
Trading 212 · DEGIRO · XTB · Trade Republic · Revolut and more. You check every row before anything is recorded.
€0
free in the closed beta, no card needed
No broker keys, no orders. A paid plan comes later, and its price is shown before you upload anything.
How it works
Add your lots
Upload your broker's statement, paste a list or add a trade by hand.
Check the rows we read
Every row is shown before anything is recorded. Fix what is wrong, skip what is not yours.
See your plan
Your holdings with their rating, and the market regime.
Which file do I need?
IBKR Flex statement
Exact lots with their dates — the one source we treat as exact.
Trading 212 · DEGIRO · XTB · Trade Republic · Revolut · Scalable Capital · Schwab · other brokers
A CSV, a screenshot or a pasted list. We read it for you; it stays provisional until you check the table and press Add.
We never ask for your broker password.
Top of the Allocaria Score ranking
Every score is decision-support — a rank, not a probability or price target.
| Stock | Allocaria Score | Gap to fair-value estimate | Sector |
|---|
Crisis Risk Index
A transparent gauge of systemic stress — vulnerability and current stress combined into one honest score.
What Allocaria does
- Reads your broker's export, a screenshot or a pasted list, and shows every row to be checked before anything is saved
- Splits your portfolio by asset class, region and sector
- Shows each stock's Allocaria Score part by part, with the date of the data
- Compares your mix with the model split of your risk level and shows the gap
- Puts your portfolio next to the SPY index over the same period, with charts
- Shows tax dates for 34 countries: from when a gain can be tax-free (dates only, no tax is calculated)
- Shows the market stress level every day, with the signals behind it
- Makes a PDF report of your portfolio
What Allocaria does not do
- Place orders
- Hold your money
- Ask for your broker password
- Give personal recommendations
- Show ads
- Sell your data
- Prepare tax documents or tax returns
What it does not do yet
- Read every broker's file — the main brokers' exports are read, any other CSV by its column names; an unusual layout may still need a screenshot or the manual form
Free during the closed beta. Pro is coming soon.
Free is available to invited beta users — no card required. Pro is in preparation: join the waitlist and we'll let you know when it launches.
Free
Closed beta€0
By invitation · no card required
Request access →- Broker statement import — your holdings with their ratings and your asset split
- Allocaria Score for the core stock universe
- Gap to the fair-value estimate beside each score (an estimate)
- Assistant — up to 20 messages a day during the beta (fair use)
- Portfolio health and the comparison with SPY
- Tamper-evident audit log
Pro
SoonPrice not announced yet
Everything in Free, plus (planned):
- Higher assistant limits and more portfolios
- More brokers' files
- Backtesting and IRR analytics
- Full coverage universe and screener export
Decision-support only — not investment or tax advice.
Questions
An IBKR Flex statement gives exact lots. Exports from Trading 212, DEGIRO, XTB, Trade Republic, Revolut, Scalable Capital, Schwab and a few other brokers are read directly, and any other broker's CSV is read by its column names; a screenshot or a pasted list works too. Every line is checked in a table before anything is recorded, and a row that cannot be read as a plain trade is left out and listed, never guessed.
It is yours: export everything as CSV or JSON, or delete it, in Settings. We do not sell data, show ads or use third-party trackers. The details are in the Privacy Notice.
It is the public rule of the country you pick as your tax residence — for example Slovakia: more than one year of holding; Czechia: more than three years; some countries have no such rule — applied to the purchase dates of your holdings. It is general information, not tax advice or a tax calculation. Rules change: check with your tax authority.
Free today. A paid plan for extra breadth is planned; its price will be shown before you upload anything, and cancelling takes two clicks.
No. It is a score built from groups of the latest quality, valuation and momentum facts, shown with its parts and its date. It is not a prediction, a probability or advice.
An independent developer in the EU. Write to info@allocaria.com — a person answers.
Bring one statement.
See your portfolio.
Free in the closed beta, by invitation. No broker keys; nothing is bought or sold.
Decision-support only — not investment or tax advice.